Let Property Insurance – Important Things To Know

Is there an All-Covering insurance out there?

Obviously, this sounds insane and I can guess that the answer is already ‘NO’, but does there exist an insurance that covers everything from health, auto, home, and property? If so, let me know! “Why”, you ask? Less worry, less frustration, less money gambled, more control, better ability to get what you need when you need it, no extras or frills, loopholes, bills, and hassles.

I know, you’re laughing . . .

Thank you.

Help..Car accident on private property?

I had a recent car accident in a grocery store parking lot. My insurance company has let me down. I was hit with my car needing towed. My knee has lots of damage. The woman left, said she did not understand. I had a witness that got the plate numbers. After many calls the police finally came and went to her home and brought her back. They would not write a report, private property. My insurance said 50 50. I could not believe it. Is there an attorney in Simi Valley, Ca. area that would talk with me. My first accident, no tickets…..I have never broke a law……..I sure do not want a chip on my shoulder, which I have now.

If an accident occurs at work and my vehicle was involved but no property was damaged and bills were paid by?

employer through workers compensation can I be suid 3 years later for medical bills,personal suffering and work loss {company furnish’s sick days however he never missed enough days to use them all} and should I get a lawyer or let my car insurance handle it?

what do i need to start a property maintenance business?

i have recently been contracted by a letting agents to do gardening work, but now i’m thinking of offering complete property maintenance work. i have public liability and employers liability insurance (£12 million total) but that was specific insurance for gardening work, so i wont be covered for anything else.

Can you keep an unregistered, uninsured vehicle on your property if you don’t plan on using public roads?

Lets say I wanted to park a trailer on my property to live in permanently. Do I still need to pay registration and insurance for it if I don’t plan on towing it on public roads?

Home insurance – does it protect you if you get sued by killing someone in your car?

Lets say you kill the neighbors kid by running him over.
The family decides to sue you for 3 million.
Your car only carries 100,000 in liability.

The family decides to sue you and try to get your house.
Home insurance is just 100K if someone gets hurt in your property.
Not sure if that would even apply.
Can they take your house?
Pretend its a million dollar house and its paid off.
My goodness – thank you!!!!!!!

I received insurance money to repair vandalized home, but is short $8,000. Can’t afford repairs-what to do?

The investment home’s value in Atlanta sunk from $265,000 to just over $100,000 (estimated) before the vandalism. It’s a negative amortization mortage, which means my principal increases every month. It started out at $209,000 on this rehab, and is now up to $216,000 – monthly payment of $1121, but max rent of $900. I had already warned bank before vandalism that I might not be able to make payments, and have hired a non-profit negotiator to request deed-in-lieu of foreclosure or short sale (which is tougher now, since the vandalism). My insurance company agreed it was $26,000 in damage but then claimed depreciation on an actual cost basis of $8,000. Unfortunately, when I deposited the funds, creditors took out a chunk of it through automatic payments, so I don’t even have the full amount now. Other investors advise to not throw bad money after good, but pay off other debts, and let the property foreclose. Can the bank force insurance co. to pay more funds? What are my options?

I’m buying a property, what surveys should I have done and is a valuation the same thing?

Hi there, I have put an offer in on a house, it was built in the 1930′s and would like to get it thoroughly checked out before going any further.

I have spoken to various mortgage lenders and they have said I need to get a valuation. Is this the same thing as a survey? I would like to check the structure of the property, would a home buyers report do this, or should I get a full structural survey.

I have also noticed that in the next door garden, there is a 25 – 30 metres tree that is fairly close to the house. The tree has obviously been there a long time, but is this something I should be worried about, in terms of it falling over onto my house? Would a survey, check that out, should I check it out? Or not worry about it and let insurance cover it if it were to happen?

I am guessing the valuation is a seperate thing to prove the house is of the mortgage value?

Any help and ideas greatly appreciated! Thanks in advance!

I can i put a lien on someones property for repayment of mortgage payments,taxes and insurance?

Three years ago my grandparents helped us buy a home. they put the down payment and its in their name. the taxes and insurance were included in this contract. a year later they refinanced their house to pay off ours and we now make the payment on their home. she passed away a few months ago and the kids are in charge. there could be something in the will about our house but they will not let us see it. they wont let us see statements and are planning on selling it out from us. they wont sign the deed over to us so we can refinance to pay off the other house. What can i do and can i put a lien on the other house so i can get the money we have already put into it.